Being in debt to family members is never good | Features

My wife and I plan to enter the mission field as soon as we have paid off our debt and set up a comprehensive emergency fund. We only have about $12,000 left in credit card debt and we don’t own a house, but my dad doesn’t want that debt to get in the way. He offered to pay off the credit cards and make it a loan where we would pay it off over time. It’s a tempting offer, but we both feel strange about accepting it. What do you think we should do?

Dave Ramsey is America’s trusted voice on money and business, and CEO of Ramsey Solutions. He is the author of seven best-selling books. The Dave Ramsey Show is heard by over 11 million listeners each week on over 550 radio stations and digital outlets. Follow Dave on Twitter at @DaveRamsey and on the web at

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